IVA Debt Advice - Individual Voluntary Arrangement

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A Simple Way To Pay Off Your Debts

There are no upfront fees - This IVA Service is Totally FREE!

If you have debts over £11,000 and you are struggling to pay your bills every month, the good news is that there is a legal solution available to you without you having to go bankrupt.

Debt Clear Future are specialists in helping you write off a large proportion of what you owe, freezing the interest and arranging one small payment per month. This scheme is government approved and is called an Individual Voluntary Arrangement or IVA.

This year we have helped some of the 105,000 people who have gone bankrupt or entered in to an individual voluntary arrangement and what it can do for them.

But it is important for you to take Action - choosing to do nothing can lead to much larger problems both now and in the future - even bigger debts as well as loss of assets such as your home.

Don't leave it till later read how we can help you below or pick up the phone and call us FREE IVA Help Now on 0870 760 5389.

Our debt advise adjustment program is actually quite simple.

Here's how it works

Let's talk.
It all starts with a conversation with a debt clear future advisor to evaluate if you qualify for an Individual voluntary arrangement - IVA.

You'll be relieved by how friendly and relax the call is. There's no pressure or obligation and at all times we listen to what you have to say. You can be reassured that what ever is discussed will be kept in strictest confidence.

The call takes no longer than 10 minutes and we will only ask basic easily to answer questions and explain what options are available to you.

Alternatively you can email us the IVA debt application form and we will call you back at a time convenient to you.

Negotiating your debt reduction for you.
Our experience of dealing with creditors from individuals to high street banks has given us insights in to what they are looking for and what they are prepared to write off against your debt.

It's not just knowing the rules and regulations it is also the relationships and experience of dealing with creditors that will help lead to your individual voluntary arrangement (IVA) being accepted and successful.

Typically your unsecured debt will be reduced depending on your circumstances in the range of 40% to 75%. There will be no other payments.

One affordable, low monthly payment.
Working with your debtclearfutre advisor, together we will determine a realistic affordable monthly payment based on what you can afford after your living expenses.

No more struggling to pay and deal with all your creditors. You will find just making one small payment each month and not having to deal with your creditors is a great relief.

Working for you.
Once you have entered the program we start immediately to contact your creditors and inform them that you are entering into an individual voluntary arrangement. A debt clear future insolvency practitioner will then prepare a proposal for your creditors outlining what you can pay and the amount of debt requested to be written off.

If you have a bankruptcy petition pending or urgent action needs to be taken we will apply to the court for an interim order informing the court of your intention to enter into an individual voluntary arrangement. The interim order protects you from your creditors and any court or bailiff action will be stopped.

When the majority of your creditors agree to the proposal the Individual voluntary arrangement will be accepted.

Up to 75% of your debt has now been written off using an IVA.

You'll be happy to know that 96% of our IVA debt solution proposals are accepted.

Your final IVA payment.
Yourself discipline has paid off.

You will have saved thousands of pounds but most importantly you are now debt free.

What should I do now

Don't leave this site saying I'll call later.

Quite simply take ACTION now!

The longer you leave doing something the more your debts will grow.

Find out if you qualify! Writing off up to 75% of your debt and saving thousands pounds.

Pick up the phone Now and Call - 0870 760 5389

The call will only take a maximum 10 minutes and the IVA advise is FREE.

If you don't have the time right now or is inconvenient.

Schedule a time convenient for you and we will call you back.

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Would you like us to call you back enter your telephone number and will call you immediately it's free.

If you feel that everybody is working against you please remember Debt Clear Future is working for you not your creditors. One call and with in 24 hours you could be on your way to being debt free.

There are no upfront fees - This IVA Service is Totally FREE!

Pick up the phone and

Call Now on 0870 760 5389

Bankruptcy Help - How to avoid it

Listen to What Client Have to Say

(2 audio Testimonials)

Suzie's story >>

Mr. Hanson Saved £37,000 >>


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- Mark, 37, London: I had been juggling my payments for over 18 months and saw no other option than bankruptcy.